Pillar 01
Budgeting
Understand where your money goes and start making more intentional choices.
Financial State Of Minds
Financial Empowerment
For Everyone.
Financial State Of Minds helps people make smarter money decisions, helps businesses become better prepared for capital and growth, and works with organizations to bring financial education and opportunity into the communities they serve.
Two ways we create impact
Two Pathways. One Mission.
Financial State Of Minds helps people make smarter money decisions, helps businesses become better prepared for capital and growth, and works with organizations to bring financial education and opportunity into the communities they serve.
Choose your path
Are You Here To Strengthen Your Personal Finances Or Grow Your Business?
Five Pillars of Finance
Start With Money Areas That Shape Everyday Life.
Budgeting, saving, credit, debt, and investing each affect what your money can do. Financial Foundations™ helps people understand how those areas connect and where to focus next.
Pillar 02
Saving
Build stability one step at a time with goals that make sense for real life.
Pillar 03
Credit
Learn what affects credit and how it shapes borrowing, access, and cost.
Pillar 04
Debt
Create a clearer plan for repayment instead of letting balances control the pace.
Pillar 05
Investing
Learn the basics, reduce confusion, and give your money room to grow over time.
FSM Credit to Capital™
Get Your Business Ready Before You Apply.
Your capital goal
Capital Readiness Snapshot
30%
You Have Important Areas To Strengthen.
Use this snapshot to identify the financial and organizational building blocks that need attention before pursuing capital.
Explore Our Capital Access ProgramFSM Money Table Network™
Better Support For The
Business You're Building.
Through FSM and trusted partners, business owners can access education, expertise, tools, and connections across the areas that influence financial strength and sustainable growth.
Strategy
1:1 Expert Calls
Focused sessions to work through specific business questions, decisions, and priorities.
FSM + Network Access
Strategy
Personalized Growth Strategy
Clarity around where the business is now, what it needs next, and what deserves attention first.
FSM + Expert Partners
Operations
Done-With-You Implementation
Hands-on support that helps turn plans into systems, workflows, and completed business priorities.
Network Access
Operations
Business Operations Optimization
Strengthen the systems behind how the business runs, delivers, tracks, and grows.
Network Access
Capital
Business Credit Support
Understand and strengthen the business credit factors that can affect financing options.
FSM + Financial Partners
Capital
Funding & Capital Strategy
Learn what different funding pathways may require and how to prepare before applying.
FSM + Financial Partners
Technology
Complete Tech Stack
Explore tools and platforms that make operations easier and more efficient.
Trusted Partners
Marketing
Branding Blueprint
Clarify the brand, message, and market positioning behind the business.
Expert Partners
Marketing
Marketing Playbook
Practical guidance for reaching the right people and improving customer acquisition.
Expert Partners
Technology
AI Integration
Use practical AI tools to save time, improve workflows, and support smarter execution.
Trusted Partners
Funding
Pitch Preparation
Get clearer on your story, documents, and positioning before making the ask.
Network Access
Funding
Grant Writing
Access grant readiness and writing support when it aligns with the opportunity.
Expert Partners
Finance
CPA & Taxes
Connect with professionals who can help businesses stay financially organized and compliant.
Trusted Partners
Finance
Wealth Management
Access professionals who can help owners think beyond today's operations and income.
Trusted Partners
Access
Open Office Hours
Bring questions, get perspective, and keep momentum going between larger engagements.
FSM Support
Mindset
Accountability & Mindset
Support that helps business owners keep moving forward consistently and intentionally.
FSM Support
Community
Networking & Community
Build relationships with entrepreneurs, professionals, mentors, and peers while staying connected to a community that learns and grows together.
Community Access
Learning
Exclusive Webinars & Events
Join curated learning opportunities, workshops, and events for the FSM community.
Academy Access
Books & Workbooks
Build Your Financial FoundationIs Available For Purchase!
Build Your Financial Foundation is a practical guide from Financial State Of Minds that walks readers through budgeting, saving, credit, debt, and investing in everyday language. Every purchase includes the Where Is Your Money Going? Personal Finance Workbook, plus guided tools that help turn what you learn into action. Mind Your Money subscribers can also access an exclusive discount code for the book and workbook.
Personal Finance Book
Build Your Financial Foundation
A practical, easy-to-follow eBook designed to help people better understand money, strengthen habits across the Five Pillars of Finance, and take the next right step with greater clarity.
Personal Finance Workbook
Where Is Your Money Going? Workbook
An easy-to-use workbook that helps people organize expenses, uncover patterns, find more flexibility in the budget, and create practical next steps for saving more, reducing debt, and building greater stability.
Our Goal
100,000 Minds Impacted
Our goal is to help 100,000 people make stronger financial decisions with knowledge they can actually use. That could mean building an emergency fund, understanding credit, getting ahead of debt, beginning to invest, or preparing a business for capital. Every mind reached can change what happens next for a household, a business, or a community.
About Financial State Of Minds
Building Greater Access To Financial Knowledge,
Opportunity, & Economic Power.
Financial State Of Minds is a nonprofit financial education and empowerment organization helping individuals and business owners better understand money, strengthen their financial position, and gain access to resources that can help them move forward.
What We Do
Financial education is most valuable when someone can put it to work.
Through Financial Foundations™ and Capital Access™, FSM supports both sides of financial empowerment: helping people strengthen their personal finances and helping entrepreneurs build financially healthier, better-prepared businesses.
That work is supported by educational programs, digital resources, community partnerships, expert-led learning, and connections to trusted organizations and business resources.
We want someone who encounters FSM to leave with a clearer sense of where they stand, what deserves their attention, and what they can realistically do next.
Why FSM Exists
Money affects far more than a bank balance. It influences where people can live, how families respond to emergencies, which opportunities someone can pursue, whether a business can survive a difficult season, and what people are able to build for the future.
Yet many are expected to save, manage debt, use credit wisely, invest, launch businesses, and pursue capital without ever being given a clear understanding of how those systems work.
FSM exists to make that knowledge easier to access and more useful once people have it.
Meet Our Founder
Darrin Harvey
Founder & Executive Director
Darrin Harvey founded Financial State Of Minds from experience, not theory.
He knows what it feels like to believe you are financially stable and then have life change faster than your finances can keep up. After facing major, unexpected events in his own life, Darrin experienced how quickly emergencies can become debt and how difficult it can be to regain your footing when expenses continue even while everything else has changed.
That period reshaped the way he thought about financial education. Being told to save, manage debt, or use credit responsibly is very different from having the knowledge and preparation to make those decisions when life is actually happening.
Today, Darrin brings his lived experience together with his work as a financial educator, entrepreneur, business advisor, keynote speaker, and host of the Financial State Of Minds podcast. He is also legally blind, which continues to shape FSM's commitment to accessibility and practical education people can actually use.
His vision is to grow Financial State Of Minds into a nationwide platform capable of impacting 100,000 minds and helping more people become better prepared for both the opportunities and the unexpected moments life brings.
Learn with Darrin through his podcast and webinars. Get on Darrin's calendar.
Leadership Team
FSM's leadership team is responsible for turning the mission into the programs, partnerships, resources, technology, and communications that keep the organization moving forward.
Darrin Harvey serves as Founder & Executive Director, alongside Maurice Shabazz, Chief Operating Officer; Damian Coln, Chief Technology Officer; and Troy Sandidge, Chief Marketing Officer.
Each brings a different area of expertise to the organization while sharing responsibility for building FSM in a way that can reach more people without losing sight of why the work exists in the first place.
Board Of Directors
The Board of Directors provides the governance and oversight that help Financial State Of Minds remain accountable to its mission, the communities it serves, and the people and organizations that support its work.
Board members contribute experience and perspective to FSM's long-term direction, financial stewardship, organizational sustainability, and growth.
As the organization expands, that responsibility becomes even more important. The goal is not simply to reach more people, but to build an organization capable of serving them responsibly for years to come.
What Impact Means To Us
Impact might look like someone finally understanding what is affecting their credit, a family creating an emergency savings plan, or a person making their first informed decision about investing.
For a business owner, it might mean getting financial records organized before approaching a lender, understanding how business credit works, improving cash flow, or becoming better prepared to pursue capital.
These changes may begin with one person, but they rarely stay there. Financial habits are shared within households. Knowledge gets passed to children. Stronger businesses create income and opportunity.
Who We Serve
FSM works with people at different stages of life and business.
That may be a student learning about credit before getting their first card, a working professional trying to make better use of their income, a family working through debt, or an entrepreneur trying to understand what their business needs before applying for funding.
We also work closely with the organizations already connected to those communities, including schools, employers, nonprofits, financial institutions, corporations, foundations, and community groups.
Our Partners
Great Partners Help Us Reach Further.
Financial State Of Minds is proud to work alongside mission-driven organizations and professionals who care about financial education, greater access, and stronger communities.
Our partners have committed their time, expertise, platforms, resources, and support to help us create more free and affordable education for individuals, families, businesses, nonprofits, and communities. Their involvement helps FSM reach people beyond our immediate network and bring practical financial education into more places where it can make a difference.
As FSM grows, these partnerships help us expand our reach nationwide through in-person and virtual events, workshops, webinars, resource development, community programming, business support, and other opportunities shaped around the people being served.
We value partners who want to contribute to the mission, not simply be associated with it.
Impact
Help Us Reach 100,000 Minds
Financial State Of Minds can create the education and build the programs, but reaching 100,000 people will take a much larger community. Partners can help us bring programming to new audiences. Sponsors can help remove cost as a barrier. Organizations can open doors to the people and businesses they already serve. Donors can help us continue creating resources and expanding access.
Two Ways We Create Impact
Two Pathways.
One Mission.
FSM advances its mission through two connected pathways: one focused on personal financial education and empowerment, the other focused on business financial readiness, access, and opportunity.
FSM Financial Foundations™
Personal Financial Education& Empowerment
A personal finance pathway designed to help individuals and families understand money, build stability, and make stronger financial decisions.
FSM Financial Foundations™ provides accessible education, coaching, tools, and resources that help people save more intentionally, reduce debt, improve credit, begin investing, build stronger financial habits, and create a healthier relationship with money.
Explore Financial Foundations™
FSM Capital Access™
Business Financial EducationReadiness & Opportunity
A business-focused pathway designed to help entrepreneurs, startups, and small business owners strengthen their financial position and gain greater access to capital, tools, relationships, and growth resources.
FSM Capital Access™ connects business education, credit and capital readiness, expert guidance, and a trusted network of solutions that help businesses launch, sustain, grow, and create greater economic impact.
Learn About Capital Access™Bring FSM To Your Community
Expand Access Through Partnership.
Schools, nonprofits, employers, community groups, corporations, and financial institutions can help extend FSM's reach by bringing educational programming and practical resources into spaces where people already learn, work, and seek support.
FSM Financial Foundations™
Build A Stronger
Financial Foundation.
Financial Foundations™ helps individuals and families understand what is happening with their money now, make better decisions with it, and build habits that can hold up when life changes.
FSM Financial Foundations™
Get Better With Money Before Life Makes You Learn The Hard Way.
Most people are expected to know how to manage money long before anyone has actually taught them how.
FSM Financial Foundations™ helps individuals and families build that knowledge in a practical way. The focus is not on perfection or having everything figured out. It is about understanding what is happening with your money now, making better decisions with it, and building habits that can hold up when life changes.
The program is built around the Five Pillars of Personal Finance: budgeting, savings, debt, credit, and investing. Each one affects the others. A stronger budget can create room to save. Savings can keep an emergency from becoming new debt. Better credit can lower the cost of borrowing. Reducing debt can free up money for longer-term goals. Investing gives that money an opportunity to grow.
Financial Foundations™ helps people see those connections and start working on the areas that matter most for their own lives.
Five Pillars Of Personal Finance
Five Pillars. One Financial Life.
Pillar 01
Activate Budget & Money Management
Understand where your money goes, make realistic spending decisions, and create room for the priorities that matter.
FSM Financial Foundations™ Cohort
Learn It. Apply It To Your Money. Keep Building From There.
The FSM Financial Foundations™ Cohort is for people who want more than information they can read once and forget.
Participants move through the Five Pillars with guided education, practical tools, and support that helps them apply what they are learning to their actual finances. That may mean finally seeing where money is going each month, creating a spending plan that feels realistic, building an emergency fund from whatever starting point is possible, understanding what is affecting a credit profile, or deciding how to approach debt without feeling overwhelmed by all of it at once.
The cohort also introduces investing in a way that helps people understand the basics before feeling pressured to jump into something they do not understand.
By the end, participants should have a clearer picture of their financial life, a better understanding of what deserves their attention, and practical next steps they can continue using after the program ends.
Bring Financial Foundations™ To Your Community
Bring Financial Foundations™
To The Communities You Serve.
Financial education can have a much larger effect when people have access to it through places they already know and trust.
Employers, schools, financial institutions, nonprofits, foundations, and community organizations can sponsor an FSM Financial Foundations™ cohort or help cover participant access for a specific group.
That could mean supporting employees who are dealing with financial stress, helping young adults build healthier habits before costly mistakes happen, giving families access to education they may never have received, or bringing a structured financial learning experience into a community that needs it.
FSM can work with partners to shape the experience around the audience, setting, and goals of the organization.
Learn At Your Own Pace
Start With The Resources
That Make Sense For You.
Not everyone is ready for a cohort, and financial education should not stop there.
FSM also creates resources people can use on their own, including the Financial State Of Minds Podcast, Mind Your Money Newsletter, videos, guides, worksheets, and other educational tools covering the same financial topics people deal with every day.
Someone may start with a podcast conversation about credit, use a workbook to understand their spending, watch a video about debt, or subscribe to the newsletter simply because they want to become a little more informed each week. There does not have to be one correct starting point.
Why Financial Foundations™ Matters
A Financial Emergency Should Not Have To Become A Financial Collapse.
For many people, one unexpected expense can undo months or years of progress. A medical issue happens. A job changes. A car breaks down. A family member needs help. Income suddenly drops.
Those moments are difficult enough without also having to learn how money works in the middle of them.
Financial Foundations™ is about helping people build more understanding before that moment arrives and giving them better tools to recover when life does not go according to plan. That means knowing what can realistically be saved, understanding how credit should and should not be used, recognizing when debt is becoming dangerous, and learning how to make choices with a longer view of what those decisions will cost.
The goal is not to make everyone a financial expert. It is to help more people feel equipped to handle their own money with greater confidence and fewer costly surprises.
Start Where You Are
Start With The Next Decision In Front Of You.
You do not need a certain income, credit score, savings balance, or level of financial knowledge to begin. Financial Foundations™ was built for people who want to understand their money better and make the next decision a little more informed than the last one.
Capital Access™
Greater Resources.
More Connections.
Premium Access.
Capital Access™ helps entrepreneurs and small business owners strengthen the financial side of their business, improve readiness, and connect with the education, tools, experts, and opportunities that can help them pursue funding and grow with greater clarity.
FSM Capital Access™
Build A Stronger Business.
Get Prepared To Grow & Do More.
Access to capital matters, but funding is only part of the picture.
FSM Capital Access™ helps entrepreneurs, small businesses, early-stage startups, and emerging brands strengthen the financial side of their business so they are better prepared to operate, grow, and pursue new opportunities.
That can mean building business credit, improving cash flow, separating personal and business finances, getting financial records in order, understanding funding requirements, or connecting with tools and resources that make running a business easier.
The goal is not simply to help businesses find money. It is to help them become better prepared to use it well.
How Capital Access™ Works
Three Connected Ways To Strengthen Your Business.
Pathway 01
Credit to Capital™
A guided cohort experience for business owners who want hands-on support strengthening their financial foundation and preparing for capital.
Pathway 02
Money Table Network™
A curated network of trusted tools, companies, financial institutions, service providers, and resources that can help businesses operate more effectively.
Pathway 03
Capital Access Academy™
Ongoing education through workshops, webinars, resources, and expert-led learning for business owners who want to keep building their knowledge.
Business owners may engage with one pathway or move between them as their needs change.
FSM Credit to Capital™
Get Your Business In A Better Position Before You Apply.
FSM Credit to Capital™ is a cohort-based program that helps entrepreneurs understand and strengthen the financial areas lenders, funders, and business partners are likely to look at.
Participants work through the realities of their own business rather than learning from theory alone. That may include building or improving business credit, separating personal and business finances, organizing accounts and expenses, strengthening cash flow, building reserves, preparing financial records, and understanding what different funding options may require.
The program is designed to help business owners see what is already working, what may be holding them back, and what they can realistically improve next.
By the end of the experience, participants should have a clearer picture of their financial position and a stronger understanding of what becoming capital-ready actually requires.
For Business Owners
Prepare Your Business For Capital.
Apply for an upcoming FSM Credit to Capital™ cohort and work through the financial areas that can shape readiness.
For Organizations
Sponsor Access For Entrepreneurs.
Banks, corporations, foundations, and community organizations can sponsor a full cohort or help cover participant access.
FSM Money Table Network™
More Resources.
Better Connections.
Less Guesswork.
Business owners are constantly being sold tools, services, platforms, and financial products. Figuring out which ones are actually useful can become another job by itself. The FSM Money Table Network™ helps cut through some of that noise by connecting business owners with vetted companies, financial institutions, technology platforms, service providers, specialists, and community partners that can support different parts of running and growing a business.
Depending on the partner, that may include business banking, credit-building tools, accounting and invoicing platforms, funding resources, legal or insurance support, marketing technology, productivity tools, professional services, or special opportunities available to the FSM community. The goal is not to build the largest directory possible. It is to create a useful network of resources that business owners can feel more confident exploring.
Strategy
1:1 Expert Calls
Focused sessions to work through specific business questions, decisions, and priorities.
FSM + Network Access
Strategy
Personalized Growth Strategy
Clarity around where the business is now, what it needs next, and what deserves attention first.
FSM + Expert Partners
Operations
Done-With-You Implementation
Hands-on support that helps turn plans into systems, workflows, and completed business priorities.
Network Access
Operations
Business Operations Optimization
Strengthen the systems behind how the business runs, delivers, tracks, and grows.
Network Access
Capital
Business Credit Support
Understand and strengthen the business credit factors that can affect financing options.
FSM + Financial Partners
Capital
Funding & Capital Strategy
Learn what different funding pathways may require and how to prepare before applying.
FSM + Financial Partners
Technology
Complete Tech Stack
Explore tools and platforms that make operations easier and more efficient.
Trusted Partners
Marketing
Branding Blueprint
Clarify the brand, message, and market positioning behind the business.
Expert Partners
Marketing
Marketing Playbook
Practical guidance for reaching the right people and improving customer acquisition.
Expert Partners
Technology
AI Integration
Use practical AI tools to save time, improve workflows, and support smarter execution.
Trusted Partners
Funding
Pitch Preparation
Get clearer on your story, documents, and positioning before making the ask.
Network Access
Funding
Grant Writing
Access grant readiness and writing support when it aligns with the opportunity.
Expert Partners
Finance
CPA & Taxes
Connect with professionals who can help businesses stay financially organized and compliant.
Trusted Partners
Finance
Wealth Management
Access professionals who can help owners think beyond today's operations and income.
Trusted Partners
Access
Open Office Hours
Bring questions, get perspective, and keep momentum going between larger engagements.
FSM Support
Mindset
Accountability & Mindset
Support that helps business owners keep moving forward consistently and intentionally.
FSM Support
Community
Networking & Community
Build relationships with entrepreneurs, professionals, mentors, and peers while staying connected to a community that learns and grows together.
Community Access
Learning
Exclusive Webinars & Events
Join curated learning opportunities, workshops, and events for the FSM community.
Academy Access
Become A Network Partner
Help Business Owners
Access Better Resources.
FSM works with banks, technology companies, business platforms, corporations, professional service providers, and community organizations that want to support entrepreneurs in a meaningful way.
A partnership might include providing a useful tool or service, extending a special offer to FSM participants, sponsoring access to a program, sharing expertise, or helping create new opportunities for business owners.
We are especially interested in partners that see entrepreneurs as more than potential customers and want to contribute to stronger, more sustainable business communities.
FSM Capital Access Academy™
Keep Learning As Your Business Grows.
There is no point where a business owner suddenly knows everything they need to know. New stages bring new questions about money, operations, customers, technology, risk, leadership, and growth.
FSM Capital Access Academy™ gives entrepreneurs ongoing access to education they can use as those needs change. The Academy includes workshops, webinars, conversations, practical resources, and expert-led sessions covering topics such as business credit, cash flow, banking, accounting, funding readiness, technology, marketing, legal considerations, risk management, and sustainable growth.
Education may come from FSM leaders as well as financial professionals, business specialists, and selected experts within the FSM Money Table Network™. The focus stays practical: give business owners information they can understand and put to work.
Education Through Partnership
Selected network partners may also contribute educational programming to the Academy when their expertise can genuinely benefit business owners. That could mean teaching entrepreneurs how to understand a financial product, use a business platform more effectively, prepare for a funding opportunity, navigate a particular business challenge, or better understand an area of their operations.
Partner-led education should always begin with usefulness, not a sales pitch. When done well, it gives businesses access to specialized knowledge while giving trusted organizations a meaningful way to contribute to the FSM community.
Why This Matters
Stronger BusinessesCreate More Than Revenue.
Small businesses create jobs, generate income, serve neighborhoods, and give people another path toward ownership and economic mobility. But too many businesses are trying to grow while also learning the financial side of entrepreneurship through trial and error. Capital Access™ exists to make that learning curve a little less expensive and a lot more useful. When business owners understand their numbers, build stronger systems, and know what funders are looking for, they can make better decisions before they ever submit an application. And when more businesses are built to last, the impact reaches beyond the owner.
From The FSM Business Community
What People Are Saying.
Business owners and leaders share how FSM education has influenced the way they think about money, planning, opportunity, and growth.
“I completely transformed how I think about money and opportunity. Their education has sharpened my financial decisions, boosted my confidence, and helped me better support the people who rely on me.”
Liana SeyfriedChairman, Lapiz Ops
“FSM helped streamline my entire approach from business planning to client communication. The results have been incredible, and my clients are noticing the difference.”
Damien FreemanCEO, Active Solutions
“I was skeptical at first, but FSM changed how I do business and plan for growth. Their lessons so truly match their promise.”
Kaitlyn StevensCo-Founder of Dance Tree
Bring Capital Access™ To Your Community
Help Entrepreneurs Become Better Prepared For Growth.
FSM partners with organizations that want to help entrepreneurs and small businesses become financially stronger and better prepared for growth. That may include sponsoring an FSM Credit to Capital™ cohort, supporting Academy programming, joining the Money Table Network™, providing participant scholarships, or developing an initiative around the needs of a specific business community.
If your organization is working to expand entrepreneurship, capital readiness, or sustainable business ownership, we would love to talk.
Why This Work Matters
Financial Literacy
Changes Lives.
Financial education matters most when it helps someone make a better decision before a setback grows, an opportunity passes, or a business reaches a moment it was not prepared for.
The Need
Help More People Get The Financial Education They Were Never Given.
A financial setback can happen quickly. A job changes. A car needs a major repair. A medical bill arrives. A business hits a slow month. Without savings, reliable information, or a clear plan, one difficult moment can create financial consequences that last for years.
Your support helps Financial State Of Minds make practical financial education, resources, and programming available to more people before, during, and after those moments.
Our Goal
Reach People Before The Next Financial Decision Becomes A Crisis.
Education alone cannot erase every financial challenge. It can give people stronger preparation, clearer choices, and a better understanding of what to do next.
Emergency Savings
37%
of U.S. adults could not cover a $400 emergency expense completely with cash, savings, or the equivalent.
* Source: Federal ReserveLiving Expense Cushion
54%
of U.S. adults did not have enough set aside to cover three months of living expenses in an emergency.
* Source: National Financial Capability StudyFinancial Stress
63%
said thinking about their personal finances makes them anxious. At the same time, U.S. credit card balances stood at $1.25 trillion in the first quarter of 2026.
* Source: Federal Reserve Bank of New YorkFinancial Freedom Community Fund
Contribute To The Financial Freedom Community Fund.
Financial State Of Minds created the Financial Freedom Community Fund to make financial education, coaching, resources, and money wellness support more accessible to the people, families, entrepreneurs, and small businesses who need it most.
Through the fund, we provide scholarships, community grants, free education, group cohorts, webinars, workshops, one-on-one coaching, podcast education, and practical resources designed to help people make better financial decisions. Our mission is to help people work through debt, rebuild credit, save better, create emergency funds, understand business credit, begin investing, and build a healthier relationship with money.
Financial Freedom Fund Membership Options
Choose A Way To Support The Work.
Explore available Financial Freedom Fund membership options and choose the level of ongoing support that works for you.
Start To Financial Freedom Scholarship
Access Support At
A Reduced Cost.
The Start To Financial Freedom Scholarship helps selected individuals access financial coaching, guidance, and support at a reduced cost. It is for people who are ready to change their money story but need access to the right education, resources, and support to begin.
Selected recipients receive access to a Financial Audit to Freedom experience that helps them understand where they are, identify what may be holding them back, and create a clearer plan forward.
What It Can Unlock
Clarity Before
Your Next Move.
Scholarship support can help someone understand their financial position, identify priorities, build a plan, and gain access to coaching that may otherwise be out of reach.
Ways To Support
Choose How You Want To Create Access.
Contribute To The Fund
Help FSM provide scholarships, coaching, education, tools, and community programming.
Contribute TodaySponsor A Scholarship
Help someone who needs financial education, guidance, and support access a stronger starting point.
Sponsor A ScholarshipProvide A Community Grant
A $1,000 Financial Freedom Community Grant can help support financial education access for 20 people.
Discuss A Community GrantSponsor A Small Business
Support an entrepreneur through the Financial Freedom Advancement Business Program with business credit, financial structure, operations, and long-term sustainability.
Sponsor A BusinessImpact Goals
Every Level Of Support Expands The Reach.
These milestones help us connect community support to real access. As funding grows, FSM can reach more families, strengthen more small businesses, expand scholarships and programming, and bring practical financial education into more schools, workplaces, nonprofits, and communities.
$25,0002,500 Minds | 50 Businesses
$50,0005,000 Minds | 100 Businesses
$100,00010,000 Minds | 200 Businesses
Every contribution helps build a stronger foundation for the greater good of the communities we serve and gives FSM more capacity to keep that support moving forward.
Our Mission
Impact 100,000 Minds.
We want 100,000 people to better understand money and what they can do with it. Reach matters, but what happens afterward matters more. Did someone start saving, understand what was affecting their credit, create a debt plan, begin investing, organize business finances before pursuing capital, or start a different conversation about money with their family?
Those are the changes we want the work to create.
Partner With Us
Help Us Bring Financial Education To More Communities.
We are looking to collaborate with businesses, leaders, brands, nonprofits, employers, banks, credit unions, and community organizations that want to support financial literacy, money wellness, and economic empowerment.
Partners may have opportunities to be featured through the FSM Podcast, newsletters, social media, events, workshops, virtual summits, and educational campaigns. Together, we can help more people gain clarity, build confidence, and create a stronger financial future.
Long-Term Value
The Impact Should Outlive The Donation.
A resource can be used again. What someone learns can be shared with family. A stronger business can employ someone else. A better financial decision today can create options years from now.
Resources
Free & AffordableWays To Keep Learning.
FSM offers practical education across the full spectrum of personal finance and business readiness through books, workbooks, newsletters, webinars, coaching, podcast conversations, virtual learning, and in-person events. Whether you are learning for yourself, your family, or your business, there are multiple ways to keep growing from where you are.
Learn In The Format That Fits You
Support For Individuals, Families, Businesses,Nonprofits, & Communities.
Some people want a book they can move through at their own pace. Others want a workbook, a webinar, a podcast episode, a live event, or more direct support. FSM is building resources that make financial education more accessible through free and affordable options people can actually use.
Personal Finance Book
Build Your Financial Foundation
A practical, easy-to-follow guide across the Five Pillars of Finance: budgeting, savings, debt, credit, and investing. The eBook also includes the complete Where Is Your Money Going? workbook, additional worksheets, and tools.
Get The BookPersonal Finance Workbook
Where Is Your Money Going?
A guided personal finance workbook that helps people organize expenses, understand spending patterns, and identify practical next steps they can take with more clarity and confidence.
Get The WorkbookPersonal Finance Newsletter
Mind Your Money
Practical personal finance education around spending, saving, credit, debt, investing, and everyday money decisions.
Subscribe To Mind Your MoneyFree Video Education
FSM Education Library
Watch practical videos on budgeting, saving, credit, debt, investing, financial habits, and the money questions people face every day.
Watch Free On YouTubeLearn With FSM
Webinars & Live Events
Watch educational sessions led by Darrin Harvey and FSM partners, advisors, and guests, or explore ways to bring a live financial education experience to your audience.
Explore Webinars & Live EventsListen & Learn
FSM Podcast
Listen to practical conversations about personal finance, entrepreneurship, business funding, resilience, and the financial decisions behind building something stronger.
Listen To The FSM Podcast
